Global insurance for businesses and individuals

Strategic comprehensive risk coverage

Global insurance solutions for enterprises and households

Protect capital, life, and liability with modular insurance protocols for private clients and corporations, tailored to industry verticals.

Essential services covered by personal health insurance

Medical consultations with a general practitioner

Primary care consultations with a general practitioner

Routine check-ups and clinical screenings allow for the early diagnosis of pathologies.

Pharmaceuticals prescribed by a specialist

Dispensing prescribed therapies contributes to recovery and is covered by pharmacy benefits.

Inpatient hospitalization and surgical procedures

The fees associated with ambulatory surgery or critical care are fully indemnified.

Diagnostic laboratory tests and pathology

Obtaining biological tests and imaging helps to establish a precise clinical assessment.

Preventive and restorative dental care

Prophylactic care, such as scaling or cavity fillings, is reimbursed via tiers.

Optical and ophthalmology care

Dispensing eyeglasses or corrective lenses is covered, depending on the benefit cap of your policy.

Insurance solutions to cover damages and disputes

General Civil Liability Insurance

Risk management solutions to cover claims and disputes

General Liability is a key safeguard protecting households and enterprises against fiscal impact of third-party claims. It covers exposures ranging from domestic accidents and professional negligence to material damage and bodily injury.

Beyond indemnity, this coverage includes defense costs to manage litigation, offering solvency against unforeseen liabilities. Contracts are customized to the entity’s profile, allowing the protection tier to be adjusted to audited risks.

In an environment where compliance is increasingly complex, having robust risk transfer is essential to prevent capital depletion and ensure operational continuity on a long-term basis.

Securing your commercial operations

Understanding the scope of commercial insurance

Multi-risk comprehensive business insurance

Protecting real estate, machinery, and stock while covering asset depreciation is ensured by Commercial Combined insurance.

Commercial Legal protection

In the event of litigation, your firm benefits from juridical support and coverage of court fees.

Business continuity and interruption insurance

When operations are interrupted due to hazards, Loss of Profit insurance compensates for operating margin deficits.

Construction and civil engineering projects

Chemical processing and pharmaceutical industry

Renewable energy and extraction mining

Freight transport and supply chain logistics

Healthcare facilities and med-tech

Risk Prevention and compensation

Optimizing claims administration in your business

Claims mitigation and loss reduction

Implementing loss control measures is essential to limiting incident frequency. This includes identifying hazards, training staff, auditing equipment, and implementing compliance protocols.

A preventative culture not only reduces workplace liabilities but also lowers premium costs and protects the brand equity.

Claims settlement and compensation

When a loss occurs, effective handling involves prompt notification, accurate forensic assessment, and regulatory support. Adjusters work to indemnify losses according to exclusions, while coordinating remediation or asset replacement.

Streamlined workflows in this process ensure a quick business recovery and mitigate the fiscal exposure for the insured party.