Sarah is a Private Medical Insurance specialist with 12 years of experience advising individuals and employers on health cover optimisation. Having previously managed NHS commissioning budgets, she brings unique insight into both public and private healthcare systems. She currently consults for corporate HR teams and high-net-worth individuals on maximising PMI benefits and avoiding claim rejections.
Sarah Mitchell holds a degree in Health Sciences from King's College London and a postgraduate certificate in Healthcare Management. She spent five years working within NHS commissioning, giving her an insider's view of clinical pathways, waiting times, and treatment protocols. Sarah transitioned to the private sector, joining a leading health insurance intermediary where she advised FTSE 250 companies on group PMI schemes. She has developed expertise in comparing policies from Bupa, AXA Health, Vitality, and Aviva, understanding the nuances of drug formularies, consultant networks, and benefit limits. Sarah writes to help policyholders extract maximum value from their premiums, whether that means accessing preventive screenings, understanding out-patient limits, or appealing rejected medication claims. Her content addresses the practical frustrations people face when navigating private healthcare, from booking consultants within 48 hours to understanding the true meaning of 'full refund' policies. She stays current with NHS capacity issues that drive demand for private cover.