Priya is a Technical Underwriting Manager with 11 years of experience in specialist insurance lines, currently focusing on cyber, construction all-risks, and life sciences liability. She holds the ACII qualification and has worked for both Lloyd's syndicates and specialist MGAs. Priya advises high-growth companies on tailoring coverage to unique operational and regulatory exposures.
Priya Sharma graduated with a degree in Chemical Engineering from Imperial College London before pivoting to insurance, earning her ACII through the Chartered Insurance Institute. Her technical background gives her an edge in understanding the operational risks of complex industries such as pharmaceuticals, renewable energy, and advanced manufacturing. Priya has underwritten construction all-risks policies for projects exceeding £100M and has developed cyber liability products for technology firms. She spent several years at a Lloyd's syndicate specialising in energy and marine risks before joining a managing general agent focused on emerging sectors. Priya writes to bridge the gap between generic insurance advice and the specialist coverage needs of innovative businesses. She addresses pollution liability, clinical trials cover, grid curtailment risks, and the nuances of CAR policy transitions. Her articles draw on real underwriting scenarios and reflect current regulatory pressures from bodies like the Environment Agency, MHRA, and Ofgem.